Biden’s Student Loan Forgiveness Program is Illegal and Unfair

Gail Collins and Bret Stephens, columnists, periodically face off on the editorial page of the New York Times. They are a liberal and a conservative, respectively. On Tuesday, among other things, they debated Joe Biden’s student loan forgiveness program. This proposal is noble in intent but outrageous in cost and unfairness.

First and foremost, Biden has overstepped his authority. “Federal courts have been rightly skeptical of any presidential [money] decision made without input from Congress…” So says Stephens. “It’s an abuse of the separation of powers, an insult to everyone who paid off their loans…”

Collins responded, “We got a generation of Americans who were encouraged to take out big federal loans- often by scummy for-profit schools that never really delivered anything.” Collins indicates that, “Even those who went to good colleges were never given the proper information about the likely future earnings compared with debt.”

Stephen’s retort was that he doesn’t see students who borrowed as victims, rather “beneficiaries who won’t make good on that end of a bargain.” Further, Stephens says “Undergraduates borrow an average of $30,000 for a degree that will raise their lifetime earnings by a half million dollars,” which sounds like a good deal. “This just sounds like a giant giveaway to young progressives who don’t like the idea that loans are things you have to repay.”

During the short debate, Steffens got the best of Collins, which elated me. The most unfair part of Biden’s proposal is that the millions of honest borrowers who paid back their loans, likely parents’ money, get nothing for being responsible. The proposal is a tragedy. And since when is the president solely responsible for the nation’s purse. It’s Congress’s job to appropriate our hard-earned money that gets taxed.

It’s refreshing to think that SCOTUS will likely act with discretion and not allow this unfair benefit to those who are able to pay loans back through hard work.

Perhaps colleges should take some responsibility. They should inform students before they select a major what is the earning power of their choice. Come to think of it, why aren’t colleges assuming some of the financial pain of their high tuitions?

Trump Could Be A Spoiler In 2024

The ultimate political nightmare may occur if Republicans don’t finally put an end to Donald Trump’s reign of terror and latest foray into the 2024 presidential election. The worst outcome is that Trump wins the election. Doubtful. The next worse result is that Trump hurts the chances of a qualified conservative candidate.

Moving forward our country needs effective leaders and lawmakers to deal with the plethora of dangers present in our country and around the globe. We do not need a self-promoting liar who falsifies actions of others and dreams of an autocratic government.

Trump did some wise things when he was president. No doubt in my mind. But those actions were more than offset by his propensity to lie about his contributions and self-aggrandizement. No matter what the issue, Trump would not accept criticism or accept constructive suggestions.

How can the leader of the free world be at war with fellow Americans and even people in his own political party?

I have no doubts that Trump will not be nominated by Republicans in 2024. He does not have the intelligence, honor, empathy, and diplomatic skills to be the town’s dog catcher. A vast majority of Americans know this, so he will surely lose in the general election.

But what might he do to hurt fellow Republicans that have a reasonable chance to be elected president? By stirring up his ragtag group of America haters, Trump could divert votes from a good conservative candidate to himself. This would result in a Democratic presidential victory, the third worst outcome.

Ross Perot split the popular vote in 1992, giving the election to Bill Clinton, over George H.W. Bush. It’s likely that Trump would badmouth the Republican nominees if he morphs into an Independent campaign, as a spoiler.

There are a lot of other things to be concerned about in 2024. If Republicans can win the White House and both houses of Congress, they would be able to cleanup the slate of misguided actions by Biden and his sycophants.

Assuming Republicans have a non-filibuster proof majority in the Senate, they will need to eliminate the filibuster once and for all. If Republicans balk at this ploy, the government will continue to be in paralysis. Of course, there will be blowback from the minority relating to a change in the law.

The issues pressing our government are serious enough to need drastic action. Republicans must nominate someone who is not shy about negotiating across the aisle or across the ocean. Immigration, crime, education, social issues, nuclear proliferation, race relations, inflation concerns and a possible World War all will be on the next president’s agenda.

House Democrats made a smart move by demoting Pelosi and the rest of her leadership team in the House. Republicans should follow suit and get rid of the old white men. And Ron DeSantis needs people who will listen to him if he can rise to the presidency.

The “instability of our democracy” is a canard. January 6 was not as great of an occasion as Democrats claim. It was shameful and scary, but there was no imminent coup d’état. Trump was not in control of the military or any one on the 6th that would have enabled him to control the country.

Our democracy is strong and honored by almost every American, regardless of party affiliation. Donald Trump would like to change this, which is the reason why every person in the country should prevent him from having a soapbox or a position of power on the government landscape.

Mea Culpa. I Was Wrong About a Red Wave.

I suppose many of my readers are expecting a mea culpa from me regarding my prognostications about the mid-term elections. Consider me “mea culpa-ed” (I’m coining a new word).

To be clear, I said there would be a red wave during the mid-term elections. I thought Republicans would win control of both houses of Congress; they are lucky to be winning the House alone.

There were some highlights for conservatives. Ron DeSantis is now the frontrunner for the Republican presidential nomination assuming we can finally rid the country of Trump, once and for all. More on this later. [Last night Trump said he will run. Ugh!]

DeSantis killed it. He won nearly every voting county in Florida including Hispanic dominated Miami-Dade. His leadership regarding education, COVID and crime were appreciated and rewarded by voters. And, he is young and vibrant, unlike so many of the tired old battleaxes in government today.

When Republicans finally do take over the House, it will be a major accomplishment and ensure that Biden and company will not do too much more damage in the ensuing two years before the next presidential election.

But Republicans must prove to voters before 2024 that they can control the government after the presidential election. They need to have specific plans to address pressing problems, social, racial and economic, more successfully than Democrats. The short comment is that Republicans must provide strategies on how to deal with problems rather than saying over and over that Democrats are unable to govern effectively. Moreover, some conservatives need to turn the volume down on some controversial issues such as abortion and election fraud.

I must say that I was in good company predicting a red wave. I guess the polling that influenced me and other prognosticators is still far from perfect. I’m sure that early voting and the barrage of cocksure talking heads on cable is causing the inaccuracy of electoral polling. And the excruciating delays in reporting election results obviously need to be addressed. Florida is a gigantic state, and it reported final results during Election night, whereas some states are still counting votes and slowing up the change in government in our country.

The interesting aspect of the current electoral situation relates to the other prediction I made. I said that neither Biden nor Trump would win the party’s presidential nomination.

For the life of me, I cannot understand why Democrats would re-endorse Joe Biden. He is too old; he is a liar; he is not in great physical condition; he is not in great mental condition; and he is not viable enough to deal with the rigors of the job, and so on. But mostly, he has not accomplished a damn thing of importance during his tenure and allowed inflation and crime to fester. The only positive attribute of the president is that he beat Trump in the last election.

On the other side of the coin is Trump. I have already commented ad nauseam about the plethora of reasons why Donald Trump should not be in politics, out of sight and out of mind. He is a menace and an embarrassment to our country. He has some good ideas mixed in with the craziness, but he is such a horrible person that he should not even be considered by Republicans.

Trump endorsed many candidates in the midterm elections. If they were successful, he would have taken credit and used it as a steppingstone to a presidential nomination. They were not particularly successful. Of note, Oz and Walker were supported by Trump in their bids to become senators. They lost and Republicans were unable to take control of the Senate.

I’m not a flip flopper and will stick with my guns. I can’t believe either Biden or Trump will get the nomination. Heaven help us if either one does.

Why can’t this nation find suitable men and women to lead and legislate our government?

Don’t worry, I have no plans to become a pollster or a person paid to give political predictions. Who would pay me anyway?

Voting Made Easy In New York

I’d like to congratulate New York City for doing an excellent job with early voting. City officials made it easy to do one’s civic duty.

I reviewed the slate of candidates and the referendum items the night before, and it took about 10 minutes to vote and submit my ballot at the polling station located at the Met. Everyone working at the polling place was organized and knew what they were doing. I thanked several volunteers for their service. It is a well-oiled machine.

I can’t speak to the security of the voting process, but the volunteers were efficient and ensured that I was who I said I was without checking a physical ID. A lady looked up my name, asked me for my address and had me sign. A very tidy process.

I also would like to apologize for having doubts about the voting system since the 2020 Election. This year there were short lines, no waiting and convenient hours of operation before Election Day. I took a few minutes to recall how cumbersome voting has been in the past.

I hope that the other 49 states, Washington DC and the American territories operated without any issues, and they are voting without any fraud.

Talk about American democracy. An efficient and accurate voting system is critical to fair elections. In 2020, there were a lot of accusations of fraud that were unsubstantiated. A group of thugs tried to disrupt the election. I hope that Americans are more comfortable that this vote is fair.

Our country needs to ensure the security and accuracy of the vote. It’s how we pick our leaders and lawmakers. Every year a certain number of elected officials are up for reelection. Every two years, all representatives of the House stand for election. Every six years, senators must run again. And every four years, we elect the president. That’s a lot of voting and it includes every state. There’s plenty of things that can go wrong. There are literally trillions of dollars in play based upon who is elected.

I hope that Americans vote and do it with knowledge of the people running. Having low turnout is a disgrace. The US should have the highest percentage of voters voting in each election. The US has been far from an acceptable showing in recent years.

Several years ago, my family travelled to Bhutan, a country located between China and India and the Himalayan mountains. While we were there, the country voted to change from a monarchy to a democracy. Almost every eligible person voted, in excess of 90% of the population. The polling places were orderly and everyone had to wear traditional garb to cast a ballot. Maybe America should dress up to vote. It might improve turnout.

The NY Times and Softball Politics Expect Huge Electoral Gains For Republicans

On November 8, those who didn’t vote early will make their choices for national, state and local officials. I’d like to announce that the New York Times and Softball Politics are of one mind regarding the elections. This essay will first refer to a Times article on Wednesday and end with an overview of the political landscape by SP.

The Times appears to be giving up on the liberal party in the impending midterm elections. A red wave could be in the offing. In a story titled, “Democrats Say Party Stumbles On Messaging,” the paper used a number of defeated expressions and words in the piece that make it clear what they think will transpire on Election Day. It’s not good news for Democrats.

Here are a few examples.

  • Democrats have failed to coalesce around one effective message with enough time to stave off major losses in the House and possibly decisive defeats in the highly contested Senate. [I suspect the Times is referring to immigration, inflation, education, the economy, crime …]
  • Republicans hammer away [effectively] with attacks over the economy and public safety. [These are winning issues.]
  • Democrats have offered a scattering [and relatively ineffective] shot of their own accusing their opponents of wanting to cut abortions, shred the social safety net and shake the foundation of American democracy. [In the meantime, inflation is decreasing our buying power on a daily basis.]
  • Yet as the country struggles with high gas prices, record inflation and economic uncertainty some Democrats now acknowledge that their kitchen sink approach may be lacking. [Amen.]
  • In the area where victory depends on high Black voter turnout, Democrats worry that they are not mobilizing that constituency.
  • Others say there has been too much focus on abortion rights and too little attention on the worries about crime or the cost of living.
  • Democrats point to an inadequate economic message and inability to [effectively] herald their legislative accomplishments.
  • The truth is Democrats have done a poor job of communicating their approach to the economy, said a Democratic Representative from Michigan.
  • If you can’t speak directly to people’s pocketbooks and talk about our vision for the economy, you’re just having half a conversation.

The article goes on in this vein for quite some time. The fact is that Democrats and almost everyone else believe liberals are on the verge of a catastrophic loss of power that will hurt them dearly in the upcoming presidential election in 2024 [and will enable them to add more conservatives to the Supreme Court].

Now consider SP perspectives.

The inability of Joe Biden to assist his fellow Democrats is not helping the electoral cause. Democratic leaders have called on the likes of Barack Obama and other former Democratic political stars. Biden has even resorted to having Jill Biden make rallying speeches across the country in his absence.

It’s interesting that most of the rhetoric coming from the left relates to a loss of democracy in the country. The continuing strategy of using Donald Trump as the villain has not been successful. Democrats are in power, controlling the presidency and both houses of Congress. In spite of this overwhelming position of strength, Democrats have done little to encourage voters to support for them on November 8th.

Democrats have also worked very hard using the shameful attacks on the Capitol as political fodder. The people involved in the unlawful siege of Washington do not represent the Republican Party in the United States. To say that longtime Republicans are in any way like the criminals who stormed the capitol is a great falsehood and will not be endorsed by mainstream voters.

It’s clear to me that the Democratic Party needs to reorganize and elevate younger lawmakers into positions of importance. The continuing reliance on the likes of Joe Biden and Nancy Pelosi will not be helpful to the future of the political party. Of course, it should be noted that the progressive tendencies of young Democratic lawmakers has not be well received by American voters.

It’s very sad that we have such incompetent and insensitive leaders currently running our government. From the words of the New York Times above it’s obvious that many in the media are fed up with lies and exaggerations about faux accomplishments by the party. Time and again the president has said we are not in a recession, inflation is subsiding and everything is under control. I beg to differ. We are destined to face more difficult times economically and politically in this country. Not until the right leaders are elected and the old leaders who are incapable of compromise are eliminated, will we have domestic and international tranquility.

In a previous blog, I lauded the bravery and determination of the Ukraine president. Once again, I would like to do so and say that there must be leaders of the same quality in our country who would bring us back to prosperity and security.

Unfortunately, if the Republicans do take control of both houses of Congress, the country is in for at least a two-year hiatus, where nothing will get done legislatively. Joe Biden will veto substantive efforts to improve our economic and political situations. Only after a presidential victory for the Republican Party will our country get back on the right track to being great once again.

Being Courteous At Dinner

Having dinner with friends is a huge pastime for many people living in urban centers. Despite outrageous prices, recently exacerbated by a bump in the inflation rate, my wife and I dine with several people each week.

You should know that we rate our dining experiences. Of course, the quality of the food and service are on the list, but of particular importance to us is whether our dining companions have any interest in us that would inspire them to ask about our lives.

This may sound strange, but on some occasions our guests never ask us even one question about our daily life. Never do we hear, how are you kids doing? or what’s going on at your company? have you traveled recently? Some people blather away for hours about every bit of minutiae concerning their lives and family assuming that their interests are the most important in the world.

My wife and I always start a dinner by asking about the children of our company. What are they doing professionally? where do they live? do they have a significant other? and what’s going on with their job?

In about 25% of our dinners, after we ask questions, our dining companions don’t reciprocate. You should know, I really don’t care if these people know anything about my personal life, but common decency and in the interest of having a pleasant conversation, one should ask others about things and not speak only about themselves.

Another amazing observation that I admit I am guilty of is talking about health problems. When old guys get together, there is about a 75% chance that the subject of one’s prostate emerges. This part of the man’s body is probably the most talked about. It should be taboo considering half of those present don’t have a prostate gland.

And then there is politics. If you disagree with your guest’s politics, and you hate them for voting conservative or liberal, don’t bring up Donald Trump or Joe Biden while eating dinner. Back in the George W. Bush days, I lost friends because I defended Bush’s decision to attack Iraq. Some of you who are reading this essay might think I’m a moron for taking such a stand. If you are unable to have a political conversation without saying you don’t know what the hell you’re talking about, avoid the subject.

The worst conversations revolve around social issues including abortion and sexual harassment. It has become obvious that many women don’t want men to ever discuss abortion and sexual harassment issues. It’s verboten. How are we ever going to solve the many problems pertaining to relations between men and women if we can’t even have a conversation about the topic.

I’m forewarning anyone who has dinner with my wife and me that we are going to rate you. Remember to ask us a few questions about our life. The penalty of not doing so is that we will be talking about you during our Uber ride back to our home. Your ears will be ringing.

The Red Wave On Election Day

What will happen if there is a red wave on Election Day 2022? I guess it depends upon whether you ask a Democrat or a Republican.

Let’s assume that Republicans take control of the Senate with a 52-48 split and a margin of 20 seats in the House. You may recall that Barack Obama had a similar situation and Congress was deadlocked and totally ineffective. Republicans filibustered every piece of legislation that was proposed by the administration. In this scenario, Biden could also veto all laws proposed by Republicans, a ploy as effective as a filibuster. Democrats would lose the veto if a Republicans wins the presidential election in 2024.

In this case, Republicans could execute the filibuster nuclear option and eliminate the filibuster in the Senate, so that all legislation and judicial appointments would be enacted with a simple majority. This action would forever change the nature of lawmaking in the US. It would effectively neuter the rights of the minority party in Congress. Most constitutional experts believe this would not benefit our country. Proponents believe that the majority should have ultimate control of law making in Washington.

To sum up the legislative situation, Republicans will be ineffective for two years with a Biden veto (and filibuster) hanging over all legislative matters. After the presidential election, Republicans will have a non-filibuster majority. Republicans would be stymied unless they vote to eliminate the filibuster, which can be done with a simple majority.

If I were Majority Leader in the Senate, I would use the two years before the next presidential election to deliver a comprehensive plan to abolish every inane law and mandate by the current Democratic regime. Even if this could not be accomplished because of vetoes and filibusters, I would prepare America for a tidal wave of new laws after a Republican is elected president in 2024. If Democrats resisted, I would eliminate the filibuster. This tactic would put Senate Democrats on the spot relating to the long-term importance of the filibuster to protect the rights of the minority party. I suspect Democrats would yield to Republicans and agree to enact most of their proposals.

But what would I legislate? My priorities would be the economy and inflation, immigration, voting rights and veracity of the election process, refunding of police nationwide, instituting a vaccine program, the elimination of woke dominated education, decreasing poverty and funding of our military.

The economy and inflation would improve with a sensible energy policy. Climate change initiatives would occur slowly over a number of years. America must be energy independent to have economic growth while we await cost-effective climate change technology and infrastructure.

Voting rights including IDs and upgrading our voting system to prevent misbehavior is critical for our democracy. We would not be jeopardizing our democracy by insuring it is secure.

Crimes are increasing across the country. Police should be given the money and authority to decrease homicides and other illegal activities. Effective oversight, not emasculation of our police is the preferred strategy.

I would mobilize the National Guard and reserve units across the country to stem the inflow of illegals into the country. The economic and social impact on our country is already beginning to deteriorate many aspects of our lives.

I would replace the current expert groups advising the president about vaccines. New policies must be initiated to obtain the buy-in of most Americans. The current group of experts get low marks.

I would ban woke influenced education and ensure that our children are presented both sides of complicated social issues. Debate and differing opinions are what separates America from all other nations.

We need to address American poverty reform before we tackle poverty around the world. Illegal immigrants should not be receiving aid before our own homeless and hungry.

The military should be bolstered to protect us from crazy, megalomaniacs like Putin and Xi. See news stories about China’s new efforts to combat the US. Unfortunately, much more money needs to be spent to convince our enemies and terrorists that we will protect our country from evil doers.

Biden’s Oil High Jinks

I don’t profess to be an expert on oil production and its impact on both the US, Russia and the Middle East. However, there seems to be something fishy going on that popped up in a New York Times article last week.

Supposedly, the Biden administration asked the Saudis to push for greater production of oil with its partners to offset the spike in the commodity’s current price. Higher oil prices benefit Russia. Higher prices for its petroleum products are a lifeline to a stable economy. A continuation of higher prices would also exacerbate inflationary pressures around the world.

The Saudis and other OPEC members refused to raise production which would have an immediate impact of lowering prices of gas at the pumps and would decrease Russian revenues, making it more difficult for Russia to continue its war with Ukraine.

Then a bombshell was dropped in the article. It indicated that Biden had asked the Saudis to delay a production increase for one month. Why? Would it be a way to reduce oil prices and inflation after the midterm elections and benefit Biden’s reelection campaign? Was Biden trying to use the Saudis to orchestrate a politically timed action relating to oil? What else could cause Biden to leave prices higher? In the meantime, oil prices would continue to drive up inflation and  hurt the economy.

I’m not implying the Saudis are not guilty of having their own agenda, which may not align with US interests. Nevertheless, they indicated they would not participate in the one-month ruse. It would involve them in American politics.

The Biden ministration should not be tinkering with oil prices for electoral reasons. It should be asking for favors to improve our economy, not to enhance Biden’s pathetic efforts to get reelected. This unsuccessful ploy is yet another example of Biden’s deceitful tactics to use a crisis to gain a political advantage.

Moreover, whatever the US and its allies do should have a direct impact on Russia fortunes in response to its deceitful actions in eastern Europe. If we can decrease Russian revenues by driving down the price of oil, we should do it. If we can do anything to stop the war in Ukraine and thwart Russia’s imperialistic goals, we should do it.

The Biden administration should be chastised for putting political goals ahead of US National Security and financial interests.

Stupid Politics

I’m astounded that America’s two major political parties are espousing positions that decrease their respective chances to take control of the government after the mid-term elections. Who is setting priorities for our political leaders?

For Republicans, their opportunity to gain a majority in both houses of Congress is being diminished by their continuing support of Donald Trump (referring to him as the leader of the party) and by dredging up the abortion issue just as voters are  heading to the polls.

Trump is a menace. Every average American should know by now that Trump is not capable of governing the US, and his very presence will either deny a victory for Republicans in the impending elections or decrease the number of seats that changeover from liberal to conservative.

It’s clear that the vast number of Republicans see Trump for what he really is- a liar, a self-promoter, a narcissist and a misogynist. He’s responsible for the bad blood among Americans across the country. Real Republicans don’t want Trump to represent them. Republican politicians are afraid to address these feelings because they are concerned about personal attacks from Trump. I believe there is widespread appreciation that Republicans feel Trump is detrimental to our country and a complete embarrassment.

The second miscalculation is promoting a debate about women’s rights to choose at this particular moment in time. The Supreme Court, even though they did not actually change the laws that enable women to seek out abortions, are being criticized for making it more difficult get an abortion. SCOTUS merely said that abortion is not addressed in the Constitution, a debatable point. And abortion laws should be the responsibility of individual states.

I support a woman’s right to choose wholeheartedly. Yet, I cannot ignore that a huge number of Americans disagree with this perspective. Both sides cannot ignore each other’s political perspectives and influence, if we are ever going to put this issue behind us. Republicans should not be pushing the Roe v. Wade conflict at this time. They should be considering reasonable compromises regarding abortion after the presidential elections.

The deck is stacked against Democrats. They have nearly every issue working against them. Crime is increasing in every urban area, and they had to walk back defunding of cops. The southern border crisis is getting worse every day and is exacerbated by fighting between governors in border states and those miles away from illegal entry points. Inflation has devalued the net worth of all Americans. The status of the US globally is at a nadir. And so on.

Biden and his followers cannot compete against Republicans on these on these issues. Nevertheless, both parties continue to practice stupid politics.

Sports Concussions

Over the years, I participated in many sports that posed a serious threat to my health. Playing contact sports is dangerous and parents should be mindful of the risks as well as the safety precautions that should be installed before any young person dons a helmet and cleats.

The latest concussion incident that has inspired a great debate involves Tua Tagovailoa, quarterback for the Miami Dolphins. Tua experienced a head injury on Sunday a weeks ago and was cleared to play a few days later in a Thursday night game. He suffered another head trauma which was decried by health officials and sports commentators. Many are calling for Tua to retire to avoid any further head injuries. It should be noted that serious head incidents sometimes take weeks or months or years to cause serious mental problems.

I got to thinking about whether some sports should be avoided (or children should be forbidden from playing them by their parents) because they pose a credible threat. Further, Tua’s experience, and hundreds of other similar injuries, should lead young athletes and their parents to consider whether the protocols after concussions are effective enough to prevent long-term ramifications.

Estimates are that 3.8 million concussions occur each year in the US from sports injuries. The CDC says that five to 10% of athletes will be exposed to concussions in any given sports season. CTE, chronic traumatic encephalopathy, is the progressive brain condition that results from repeated episodes of concussions. The most dangerous sports in this regard are boxing, American football, rugby, ice hockey, skiing and snowboarding. A number of professional football players have died from CTE years after their careers ended.

As a lifelong athlete over many decades, I feel the results of numerous injuries daily since I was a young man. When I wake up each morning, my body screams from remnants of old wounds. I participated in American football, four years in high school, rugby, four years in college and skiing, 30 years. I had minor to moderately serious head injuries while participating in in contact sports. Luckily, I have no effects, as of this moment.

Allowing children to participate in dangerous sports should be a gigantic issue for parents. Every Sunday during the summer in New York City, thousands of young children are playing sports encouraged by their parents. Almost every parent hopes and dreams that his or her child will become a superstar. The fact is that not one of these children on the playing field will ever earn a dime playing professional sports. Yet, parents encourage their children to play aggressively.

It might make sense to avoid the dangerous sports listed earlier until safer protocols are instituted. If a Miami football player was not protected by the professionals that his team hired, how can we be sure that every child will be protected playing intermural sports. One can never be sure that a child was seriously injured, but if a head trauma occurs, the child should take appropriate time to rest and recover. It’s doubtful that sandlot sports have sufficient trained physicians available to evaluate injuries that do occur.

Tua’s situation is borderline criminal. In professional sports, athletes are paid to compete. Injuries are the enemy of all owners of professional sports teams. If you’re paying an athlete millions of dollars a year, you don’t want him to him or her sitting on the bench. I’m not talking about sprained ankles or bruises, rather I refer to concussions and other serious injuries. They have a long life and concussions may affect athletes greatly in the future.